this post was submitted on 30 Jun 2024
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Credit cards are the issue for me. An unnecessary third party skimming money (not to mention data) out of every transaction we make.
I can't NOT use them though, since the cash back can be too good to pass up. If credit cards were regulated into irrelevance I'd be almost 100% on cash.
But on cash or debit? That's the thing here. Interac is fine as far as I know and cashless. It's the credit cards that are sketchy.
Interac AFAIK used to be a nonprofit, but few years back became a for profit corporation. While I'm happy for the option, I'd stick with paper/metal where possible if CCs weren't a thing.
Yeah, with an okay card the cash backs are just too good to pass up on… literally a couple thousand a year we’d be spitting on between my wife and I just making the purchases we’d have done anyway. I wouldn’t give a crap about going back to cash if it wasn’t for that.