this post was submitted on 24 Jun 2024
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Other people have suggested the broader ideas of saving, but I'm going to get into the details of how to spend less money.
I follow the PERK system, and have found it to be very helpful. It takes a lot of effort initially, but becomes easy once you get to a routine. There are a bunch of explanations on this, so here is the first one from Google:
https://lifehacker.com/give-your-budget-a-tune-up-with-the-perk-method-1748020270
(To find others, I had to search for "Perk postpone eliminate reduce keep")