this post was submitted on 28 May 2024
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Not really sure about that one, I've been able to transfer money with my banks app for more than a decade. Not all US banks are created equal.
I think that's the issue. Also how common direct deposit for paycheques in the US? I hear it's rare but in Canada, it's the norm and all our banks here can do e-transfers.
I've had direct deposit for every job since around 2004, before that it was a paper check on payday. Really I signed up for direct deposit after my manager gave me a hard time when I came in to pick up my check on a day I called out sick.
I've had direct deposit at every job I've worked for over a decade. Before then, I only had one job that didn't offer it, though I had friends with jobs that did have direct deposit. Very common to have it these days. Some jobs can even get you direct deposit for the amount you worked that very same day, so I'd work 8 hours and by the time I get home, I'd have my pay from that day, and it's like that everyday.
Source: US citizen
It's relatively common, unless you work for a typical cash pay job (usually labor jobs, like construction)