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submitted 3 months ago by [email protected] to c/[email protected]

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[–] [email protected] 6 points 3 months ago (2 children)

Do you guys not have direct debit? All my bills are paid automatically. Manually paying my bills sounds like a pain and I would definitely forget/double pay if I needed to do it that way

[–] [email protected] 2 points 3 months ago* (last edited 3 months ago)

We do. I never give companies power to pull money from my account. I realize it's a convenience for some people in the way they budget, so no judging.... I've just been screwed by it one too many times. I keep full control over my finances. I budget everything out on an Excel template I created. It actually doesn't take much time at all ..an hour or so once a week to get everything balanced and paid for the month.

[–] [email protected] 1 points 3 months ago

US banks won't even issue chip and pin cards because their customers would find entering a 4 number code too arduous and complicated.