this post was submitted on 15 Jul 2023
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I just dumped all my old coins onto comments encouraging people to do chargebacks for any year-long Premium subscriptions since they're in material breach.
Can you elaborate, I'm not quite sure i understand?
So when a charge is made against a credit card, you have the option to do a "chargeback" - this is meant to be used for fraud. In this case, the argument is that Reddit fraudulently changed the terms of the program after people had already paid - being in "material breach" means they made a binding promise to provide a thing and they failed to do so. Chargebacks are really, really bad for a vendor. They lose the money, and they get a penalty fee, AND if it keeps happening the credit card processor can crank up their overall fees or even drop them as a bad customer.
Are they really in material beach since the agreement you agreed to by giving them money basically says "coins have no value and we can delete them at any time we want"?
I mean, I hate Reddit as much as the next guy here but that sounds a bit like doing a charge back because you didn't win on the slot machine you just pulled.
EULAs are not legally binding and any court and credit card company on the planet would accept that you had a reasonable belief that you would be provided the services that were offered when you paid for Reddit Premium.
Are you sure this would be considered an EULA and not a TOS?