this post was submitted on 05 Apr 2024
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Something I did after getting married but wish I’d done all along:
Two different accounts. (Three if married.) One for income and non-discretionary spending. One (per person) for “allowance”, which gets a set amount transferred from the main account every week.
Keeps your essentials partitioned from the fun stuff, which keeps the essentials safe and the fun guilt-free. And it allows you to have a steady stream of allowance even if you only get a paycheck monthly or biweekly.