Microblog Memes

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A place to share screenshots of Microblog posts, whether from Mastodon, tumblr, ~~Twitter~~ X, KBin, Threads or elsewhere.

Created as an evolution of White People Twitter and other tweet-capture subreddits.

Rules:

Please put at least one word relevant to the post in the post title.
Be nice.
No advertising, brand promotion or guerilla marketing.
Posters are encouraged to link to the toot or tweet etc in the description of posts.

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founded 2 years ago

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We messed up somewhere along the way (lemmy.world)

submitted 10 months ago by [email protected] to c/[email protected]

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[–] IrateAnteater 2 points 10 months ago

A credit score is just a formalized version of the process that everyone already does inside their heads.

Think of your friends. There's one friend that you'd have no problem lending $100 to; you know they are guaranteed to pay you back ASAP. There's another friend who you're pretty sure will pay you back, but it could take a while. And there's that friend that you would be reluctant to lend so much a a pen to, since it's doubtful that you'd ever see it again. Assign a number to each person's trustworthiness (say 2 for the first friend, and 0 to the last) and that right there is a simple credit score system.