Intel
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CPU Cooling problems: Just like 95C is normal for Ryzen, 100C is normal for Intel CPUs in many workloads. If you're worried about CPU temperatures, please look at reviews for the laptop or CPU cooler you're using.
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If gaming. 14600K is enough. If you plan to do heavier tasks like video editing then 13700K or 14700K. Just check that the TDP of both are the same yet the Maximum Turbo Power Consumption of 13700K is much higher. 253W. Just remember to pair it with a great graphics card. If your focus is primarily on gaming only. The 14600K is enough. And it will also greatly depend on the graphics card and amount of RAM of course.
Pretty much the answer is go with whatever is cheaper, unless you actually have a real use-case for more CPU power, then get the 13700k.