this post was submitted on 18 Jul 2023
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I've actually usually been impressed with my credit card provider's ability to detect fraud. I'll go on a trip overseas without telling them and all is well. They will flag a weird charge at a restaurant in like North Carolina though. Pretty impressive.
My bank's app is incredibly detailed about customizing locks on your card. You can go by retailer, type of charge, set geo fences, or even have it only allow purchases where you're physically located if you let the app have background location.
That's so cool! What bank?
It's a small locally owned one, they contract with another service to provide the online functionally, I think.