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It doesn't have to even be that complicated... I think they're just assholes
A lot of it is the “fuck you, got mine” mentality too… which goes along with the “they’re just assholes”. Graduated with no debt because they have well off parents but down play the role that possibly could have had. Obviously people who need a loan to get through college nowadays are just lazy right?
Or “you could have just gone to a cheaper college, this one’s $10,000/year tuition” ignoring that just because you’re in college doesn’t mean you don’t also need to pay rent and buy other necessities… $10,000 is a lot of money for a young adult. That’s half their yearly post-tax income if they could work full time hours at $15/hour.
Don't forget that's 10,000 x 4 just for undergrad
My state college tuition 12 years ago was about 10k. Now it's closer to 30k with no aid.